Best FIFA 22 starter teams for Ultimate Team: 10k, 20k, 50k, 75k & 100k budgets

Isaac McIntyre
FIFA 22 starting FUT squads

FIFA 22 starter teams will either make or break your early Ultimate Team experience, so picking the right players – and getting cheap FUT cards – is so important; we’ve put together a few killer squads you can build for cheap to get you started on the right foot straight away.

FIFA 22 is finally here ⁠— heralded with a host of changes ⁠— and that means FUT fans around the world are hard at work building their first starter squads.

Ultimate Team will be the first destination for many players, in the quest of putting together a great side early in order to rack up as many wins as possible in Division Rivals and Squad Battles. Do well there, and you could qualify for the FUT Champions Weekend League with tons of rewards up for grabs.

Whether you have a FUT budget of 15k coins or 100k coins, looking at the Premier League or Bundesliga or elsewhere, we’ve got a FIFA 22 starter teams for you.

Kylian Mbappe in FIFA Ultimate Team
The road to ultimate FUT glory starts with cheap beasts and FIFA 22 starter squads.

Best FIFA 22 starter teams for all budgets

It must be noted that, due to the budgetary constraints of each squad, not all are 100 chemistry. We have therefore set the minimum bar to 90 so you’ll at least be in decent shape as far as team chem is concerned.

Here’s all the best FUT starter squads:

As always, all prices are courtesy of FUTBIN. Keep in mind too, the FUT market is volatile; the listed prices may fluctuate at stages in the opening weeks.

FIFA 21 jesus trading
You’ll have to do a bit of trading in FIFA 22 to afford some of these FUT starter squads.

10k FIFA 22 starter team – Serie A

Right off the bat, Dexerto wants to recommend that you aim for a Serie A squad for your very first starter lineup in FIFA 22 Ultimate Team.

The Italian league boasts some of the strongest mid-range cards in the game, but because it’s not as popular as major competitions like the Premier League, La Liga, and even Ligue 1 with its Paris Saint-Germain stars like Neymar and Kylian Mbappe, most Serie A players are very underpriced.

This squad is focused around Muriel and Lozano attacking down the right, bolstered by Lazzari and Haps bombing down the wings on either side, opening up chances for your rapid Muriel down the middle.

Total Cost

  • PS4: 9.9k
  • Xbox One: 10.4k
  • Origin: 9.2k
Serie A FIFA squad on FUTBIN.
Serie A starting FUT squad: This will cost you around 10k in FIFA 22 Ultimate Team.

20K FIFA 22 starter team — Bundesliga

Next up is Germany’s prime football league, the Bundesliga.

Dexerto has taken a specific angle here for the 20k starter squad; we’re splashing the cash on wingers, Leroy Sane (84) and Filip Kostic (84), both of whom boast between 88 and 90 pace. These two wide attackers are supported by Borussia Dortmund trio Marco Reus, Jude Bellingham, and Emre Can in a midfield pivot.

Playing through Reus will give you all the advantages you need when attacking with Malen, Sane, and Kostic, especially considering his long balls are killer.

At the back, we’ve saved a few coins, loading up on pacey centrebacks and fullbacks with high defensives stats. If you’ve got a few extra coins rattling around in your pocket, Wolfsburg’s Kevin Mbabu (79 rating, 88 pace) is the perfect cheap upgrade at right-back.

Total Cost

  • PS4: 15.4k
  • Xbox One: 18.1k
  • Origin: 19.4k
Bundesliga FIFA squad on FUTBIN.
Bundesliga FUT squad: This will cost you around 20k in FIFA 22 Ultimate Team.

50K FIFA 22 starter team — La Liga

Look, we’ll be the first to admit that after losing top stars like Lionel Messi and Cristiano Ronaldo, Spain’s La Liga has lost a bit of its FIFA luster.

That said, there’s still plenty of big names kicking around in the top clubs in the Spanish competition, including Eden Hazard, Gareth Bale, and Antoine Griezmann, all of whom we’ve made sure to include in this mouthwatering 50k lineup.

The team may not have buckets of pace, but it makes up for it in skills.

A frontline attack of Hazard, Depay, and Bale is sure to cause headaches for even the best of FUT players, and Nabil Fekir and Griezmann feeding in through-balls and long shots only adds to the offensive power of the team.

Behind them, young Real Madrid star Camavinga dominates the midfield pivot, especially with his High/High work rates and balanced78-rated gold card.

Total Cost

  • PS4: 50.9k
  • Xbox One: 45.4k
  • Origin: 56.8k
La Liga FIFA squad on FUTBIN.
La Liga FUT squad: This will cost you around 50k in FIFA 22 Ultimate Team.

75K FIFA 22 starter team — Premier League

The one everyone has been looking for: the Premier League. The English league is by far the most popular football competition in the world, so its no surprise that most players lean towards using it in FIFA 22 as well.

For this squad, we’ve picked out the 4-2-3-1 formation, complete with three attacking midfielders. These are your central players — Mason Mount, Kai Havertz, and Phil Foden should have enough creativity in them to pick apart any defense. Then, at the end of any shot is Romelu Lukaku, back in Chelsea colors after dominating in Italy.

Ruben Dias and Joe Gomez create a wall at the back, and are flanked by two of the best fullbacks in the league, Cancelo and Tierney. The finishing touches come in the midfield, with powerhouses Rodri and Allan ready to clean up any openings.

Total Cost

  • PS4: 73.4k
  • Xbox One: 75k
  • Origin: 91.3k
Premier League FIFA squad on FUTBIN.
Premier League FUT squad: This will cost you around 75k in FIFA 22 Ultimate Team.

100K FIFA 22 starter team — Hybrid

And now we come to the final starter squad, the beefy 100k hybrid squad.

We’ve made sure to get a few leagues in here, including the Premier League, Ligue 1, and Bundesliga, mainly via a left flank of French superstars. The core of the team is focused around Wissam Ben Yedder and Kingsley Coman, while Leeds dynamo Raphinha provides pacey width out on the right.

We might suggest swapping Fekir and Tchouameni once you get into the game. That means you can use Nabil Fekir as a lethal CAM, and set Allan and Tchouameni to protect your backline. Between the two of them, their pace, defensive powers, and Tchou’s height should totally dominate the midfield. This will give your wingers — with 93 and 91 pace respectively — plenty of changes to break away from the battle.

At the back, rising wunderkinds Upamecano and Gomez should boss any strikers looking to pepper your goals. If everything else fails, however, Jordan Pickford is a very reliable Premier League goalkeeper that enables the English combo of Gomez and Wan-Bissaka.

Total Cost

  • PS4: 100.9k
  • Xbox One: 83.7k
  • Origin: 118.2k
Hybrid 100k FIFA squad on FUTBIN.
Hybrid FUT squad: This will cost you around 75k in FIFA 22 Ultimate Team.

So there you have it; five ultimate starter squads to get you off on the right foot (pun very much intended) in FIFA 22 Ultimate Team. Once you’ve grinded these out, you’ll be ready to dive into Division Rivals and FUT Champs in the quest for ultimate FUT glory.

FIFA 22 was officially released on Friday, Sep. 26. As always, stick with us on Twitter @DexertoFC for all the latest FIFA news, updates, and content.

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